		Find an ATM/Branch
	Personal \| Business \| Corporate \| Government \| About Sovereign	Find an ATM/Branch

Mortgages | Consumer Loans | Credit Cards

	Home Equity Loans

	FlexLock^® Home Equity Line of Credit

	Auto Loans

	Personal Lines of Credit

Printer-friendly format

Personal Lines of Credit

Sovereign offers Personal Lines of Credit up to $25,000^* for just about any purpose^**—wedding expenses, new appliances or furniture, even a new home theater system. You can use the funds to make a purchase almost anywhere, even places where credit cards aren’t accepted. No collateral is needed and applying is fast and easy.

Sovereign offers both GoldOption^® and Gold Reserve^® personal lines of credit in conjunction with FIA Card Services, N.A.^***

Apply Now

GoldOption Line of Credit
No collateral and no annual fee. A GoldOption line of credit has the predictable payment and term of a conventional loan. Plus, as you pay down your balance, you can reuse your available credit line.^†

Gold Reserve Line of Credit
This versatile line of credit lets you write yourself a check for instant cash or make a check purchase almost anywhere—even places where credit cards aren't accepted. With a Gold Reserve line of credit, it's fast and easy to buy the things you want, whenever you want.

At this time we do not offer this loan product to residents of your home state.

GoldOption Line of Credit
No collateral and no annual fee. A GoldOption line of credit has the predictable payment and term of a conventional loan. Plus, as you pay down your balance, you can reuse your available credit line.^†

	The GoldOption and Gold Reserve accounts are issued and administered by FIA Card Services, N.A.

*	Upon approval, we will establish your credit line based on creditworthiness. Your actual credit line could be less than $25,000.

**	We may prohibit use of this account to pay off or pay down any account issued by FIA Card Services, N.A.

***	Sovereign Bank personal lines are issued and administered by FIA Card Services, N.A. GoldOption and Gold Reserve are registered trademarks of FIA Card Services, N.A.

†	You may request additional advances on this account. For each additional advance, we will restart your monthly repayment term and recalculate your monthly payment amount. Borrowing the full amount of your available credit may result in an overlimit fee because fees and finance charges may cause your balance to exceed your credit limit.

	Your privacy is important to us. This section of our Website is not secure, so please do not submit any information you consider confidential such as Social Security Number or Account Numbers. Please include name, address, and telephone number so we may respond to you.


	Access Your Accounts


	Next Steps

			Locate a Consumer Loan Specialist in your area


	How May We Help You?

Equal Housing Lender - Member FDIC