Certificate of Deposit | Sovereign Bank

3-year CD 1.90% APY^*

3-year term
Quarterly statements available upon request
Reinvest the interest payments back into the CD, or have it deposited into a qualifying account
FDIC insured

Choose Your Term CDs—Guaranteed rate of return with any term of your choice

IRA CDs—Guaranteed earnings with the tax benefits of an IRA

Rising Rate CDs^**—Adjust the rate once within the CD's term

The ability to adjust your rate once within the CD's term ensures that you never have a second thought about investing in a Sovereign CD.

12-Month Rising Rate CD rates
		Interest Rate	APY
	$500-$9,999	.45%	.45%
	$10,000-$49,999	.50%	.50%
	$50,000-$99,999	.55%	.55%


12-Month Rising Rate CD rates with Premier Checking or Business Owner Premier Checking
		Interest Rate	APY
	$500-$9,999	.70%	.70%
	$10,000-$49,999	.75%	.75%
	$50,000-$99,999	.80%	.80%


12-Month Rising Rate IRA CD rates
		Interest Rate	APY
	$500-$9,999	.45%	.45%
	$10,000-$49,999	.50%	.50%
	$50,000-$99,999	.55%	.55%

24-Month Rising Rate CD rates
		Interest Rate	APY
	$500-$9,999	.45%	.45%
	$10,000-$49,999	.50%	.50%
	$50,000-$99,999	.55%	.55%


24-Month Rising Rate CD rates with Premier Checking or Business Owner Premier Checking
		Interest Rate	APY
	$500-$9,999	.70%	.70%
	$10,000-$49,999	.75%	.75%
	$50,000-$99,999	.80%	.80%


24-Month Rising Rate IRA CD rates
		Interest Rate	APY
	$500-$9,999	.45%	.45%
	$10,000-$49,999	.50%	.50%
	$50,000-$99,999	.55%	.55%

36-Month Rising Rate CD rates
		Interest Rate	APY
	$500-$9,999	.79%	.79%
	$10,000-$49,999	.84%	.84%
	$50,000-$99,999	.89%	.89%


36-Month Rising Rate CD rates with Premier Checking or Business Owner Premier Checking
		Interest Rate	APY
	$500-$9,999	1.04%	1.04%
	$10,000-$49,999	1.09%	1.09%
	$50,000-$99,999	1.14%	1.15%


36-Month Rising Rate IRA CD rates
		Interest Rate	APY
	$500-$9,999	.79%	.79%
	$10,000-$49,999	.84%	.84%
	$50,000-$99,999	.89%	.89%

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