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Learn more about our CD options below, and then select Open An Account above.
- $500 minimum to open
- 12-month term
- Quarterly statements available upon request
- Monthly interest payments automatically deposited to a Sovereign checking, statement savings, money market savings or passbook account
- FDIC insured
Personal CDs—Guaranteed rate of return with any term of your choice
- Flexible terms from 30 days to 10 years
- Automatic renewal options
- Quarterly statements available upon request
- FDIC insured
IRA CDs—Guaranteed earnings with the tax benefits of an IRA
- Flexible terms from 30 days to 10 years
- Automatic renewal options
- Annual statements available upon request
- FDIC insured
The ability to adjust your rate once within the CD's term ensures that you never have a second thought about investing in a Sovereign CD.
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12-Month Rising Rate CD rates
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Interest Rate
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APY
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$500-$9,999
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2.90%
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2.94%
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$10,000-$49,999
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3.00%
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3.05%
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$50,000-$99,999
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3.00%
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3.05%
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12-Month Rising Rate CD rates with Premier Checking and Business Owner Premier Checking
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Interest Rate
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APY
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$500-$9,999
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3.15%
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3.20%
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$10,000-$49,999
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3.25%
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3.30%
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$50,000-$99,999
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3.25%
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3.30%
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12-Month Rising Rate IRA CD rates
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Interest Rate
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APY
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$500-$9,999
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2.02%
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2.04%
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$10,000-$49,999
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2.07%
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2.09%
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$50,000-$99,999
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2.12%
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2.14%
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24-Month Rising Rate CD rates
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Interest Rate
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APY
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$500-$9,999
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3.09%
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3.14%
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$10,000-$49,999
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3.19%
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3.24%
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$50,000-$99,999
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3.19%
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3.24%
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24-Month Rising Rate CD rates with Premier Checking and Business Owner Premier Checking
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Interest Rate
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APY
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$500-$9,999
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3.34%
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3.40%
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$10,000-$49,999
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3.44%
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3.50%
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$50,000-$99,999
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3.44%
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3.50%
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24-Month Rising Rate IRA CD rates
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Interest Rate
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APY
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$500-$9,999
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2.02%
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2.04%
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$10,000-$49,999
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2.07%
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2.09%
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$50,000-$99,999
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2.12%
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2.14%
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36-Month Rising Rate CD rates
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Interest Rate
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APY
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$500-$9,999
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3.33%
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3.39%
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$10,000-$49,999
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3.43%
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3.49%
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$50,000-$99,999
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3.43%
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3.49%
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36-Month Rising Rate CD rates with Premier Checking and Business Owner Premier Checking
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Interest Rate
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APY
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$500-$9,999
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3.58%
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3.64%
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$10,000-$49,999
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3.68%
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3.75%
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$50,000-$99,999
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3.68%
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3.75%
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36-Month Rising Rate IRA CD rates
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Interest Rate
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APY
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$500-$9,999
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2.27%
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2.30%
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$10,000-$49,999
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2.32%
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2.35%
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$50,000-$99,999
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2.37%
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2.40%
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A penalty will be imposed for early withdrawal from a CD.
Minimum deposit of $500 required to open a CD.
The interest rate on a Rising Rate CD may change. You can request that we increase the interest rate on a Rising Rate CD one time during the term.
APYs effective as of 10/11/08 and may change thereafter for new accounts. |
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