Sovereign Preferred Banking

Our Preferred Banking package was designed to offer fast, easy access to your money, along with great, added benefits. We know how busy your life can be. That's why we put together the most convenient banking package possible. Enjoy timesaving and moneysaving features that are perfect for people on the go.

Here's what's available with your Preferred Banking package:

• Preferred Checking account
• Preferred Money Market Savings account
• Sovereign Gold Debit Card with no annual fee
• Free Online Banking with BillPay

Preferred Checking Account Features | Compare Accounts 

• Interest-bearing checking with a great rate
• No monthly fee with direct deposit or qualifying balances¹ (otherwise, $15)
• No fee to use other banks' ATMs²
• Free Graystone-style checks
• Opened with every Sovereign Preferred Banking package

Preferred Money Market Savings Account Features

• Special Money Market Savings rates
• Helps you plan for upcoming life events
• FDIC-insured account³
• Opened with every Sovereign Preferred Banking package

Gold Debit Card Features

• No annual fee
• Use your card wherever the Visa® debit card is accepted and at more than 2,300 Sovereign ATMs in our network
• Earn up to 20% in Cash Rewards at participating retailers⁴

Sovereign Online Banking with BillPay Features

• 100% GUARANTEED⁵ against fraud and late bill payments
• 24/7 access to account balances, transaction history and more
• Easy-to-use BillPay with the ability to receive e-Bills

Other Features/Benefits

• Discounted-annual-fee Sovereign Easy Access Line of Credit
• Sovereign Account Protector Program
• Interest rate bonus on all eligible CDs
• .25% rate discount on a Home Equity Loan or Line of Credit with automatic payment from a qualifying Sovereign account
• .25% rate discount on Auto Loans with automatic payment from a qualifying Sovereign account