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Sovereign Bank
Cash Management: Disbursement & Reconcilement, Collections, Information ReportingCredit: Lines of Credit and Loans, Vehicle Lease and Finance, Equipment Leasing and Finance, Specialty Lending, Wholesale LendingInvestments: Sweeps, Wealth Management, Investment Sales and Trading, Sovereign Securities Corporation LLC, Employee Pension PlanInsurance: Transportation Insurance, Construction Insurance, Utilities Insurance, Environmental Risk Management, Sovereign Benefits ConsultingCapital Markets: Investment Sales & Trading, Foreign Exchange, Securitization, Interest Rate DerivativesInternational: Import Trade Services, Export Trade Services, Trade Finance, Foreign Exchange, Online Services, Resources
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Automotive Finance Contacts
Contact an Automotive Finance Representative
With regional offices and local decision making authority, Sovereign can provide you with customized Automotive Finance solutions to meet your financing needs.

Dealer Commercial Services & Indirect Lending
Pennsylvania, New Jersey and Maryland Regions

3 Friends Lane, 1st Floor
Newtown, PA 18940

Commercial Relationship Managers

Terry Berean
Commercial Team Leader
Phone 610-821-5929

Alan Reilley
PA Relationship Manager
Phone 267-685-4061

Kate Murray
PA & MD Relationship Manager
Phone 717-221-3843

Joseph Greenjak
NJ Relationship Manager
Phone 267-685-4064

Patricia Monica
PA Relationship Manager
Phone 570-368-5956

Susan Hemcher
PA Relationship Manager
Phone 610-431-8594

Indirect Lending Sales Group

Charles Ramseur
PA, NJ & MD Indirect Sales Manager
Phone 610-821-5937

John Winiarski
PA & NJ Relationship Manager
Phone 610-558-0200

Allison Klouse
PA & MD Relationship Manager
Phone 717-771-9466

Ted Dobranski
PA Relationship Manager
Phone 412-673-8537

Joseph Greenjak
NJ Relationship Manager
Phone 267-685-4064

Bonnie Boehrer
Senior Administrative Assistant
Phone 610-821-5927

Rich Takacs
NJ Relationship Manager
Phone 973-442-7430

Julia Erb
PA Relationship Manager
Phone 814-235-8334

Frank Kosakoski
PA Relationship Manager
Phone 717-464-9137

Administration

Steve Kearney
Mid-Atlantic Market Manager
Phone 267-685-4060

Linda Bransfield
Commercial Team Manager
Phone 267-685-4065

Deborah Kennedy
Banking Officer
Phone 570-368-5955

Dennis Laughlin
Senior Credit Analyst
Phone 267-685-4069

William Tosti
Credit Analyst
Phone 267-685-4072

Michael Moore
Credit Analyst II
Phone 267-685-4073
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