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Dealer Commercial Services & Indirect Lending
Northern New England Region
John Ford
Senior Vice President, Market Manager
Phone: 860-513-2814
Fax: 800-266-4691
John is the Northern New England Sales Manager responsible for providing leadership, supervision, direction, and guidance to a team of Relationship Managers within Indirect Automobile Finance. He is also responsible for loan volumes, reserve management, cross sales and efficiency within the team's portfolio of customers.
John has been with Sovereign Bank since April 2004. Prior to joining Sovereign Bank, he worked for American Honda Finance Corp for 10 years, and was responsible for setting business development strategies that achieved stated objectives for sales territory, managing the development and performance of a seven-member sales force, and managing overall branch/dealer relationship. John is AFIP Certified (Association of Finance and Insurance Professionals).
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George E. Bonney
Vice President
Phone: 781-771-0026
Fax: 800-266-4691
George is an Indirect Retail Relationship Manager responsible for generating indirect retail volume in the Northern New England market. He has been with Sovereign Bank for nearly 12 years, and has more than 32 years industry experience.
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Raymond T. LeFrancois
Assistant Vice President, Indirect Retail Relationship Manager
Phone: 508-801-1555
Fax: 800-266-4691
Ray is responsible for maintaining business relationships and generating new relationships with existing and new automotive dealers. He has been with Compass Bank/Sovereign Bank for 5 years, and has been in the Automotive Finance Industry for 17 years.
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Louis R. Fernandes
Vice President, Relationship Manager
Phone: 774-264-0367
Fax: 800-266-4691
Lou is an Indirect Retail Relationship Manager responsible for generating indirect retail volume in the Northern New England market.
Lou has been with Compass Bank/Sovereign Bank for 11 years, and has more than 29 years experience in the industry. Lou formerly worked for Shawmut Bank in Indirect Lending for more than 18 years.
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Richard J. DeFreitas
Vice President, Indirect Retail Relationship Manager
Phone: 857-205-2780
Fax: 800-266-4691
Rich is an Indirect Retail Relationship Manager responsible for generating indirect retail volume in the Northern New England market.
Rich with Sovereign Bank since August 2004, and has more than 12 years industry experience. Rich formerly worked for Chrysler Financial for more than 7 years and Key Bank for more than 1 year.
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Gladys Rivera
Administrative Assistant
Phone: 860-513-2814
Fax: 800-266-4691
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Deborah Berry
Administrative Assistant
Phone: 860-513-2807
Fax: 800-266-4691
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Equal Housing Lender - Member FDIC
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