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| Firm |
Analyst |
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| Banc of America |
Ken Usdin |
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| Fox-Pitt Kelton |
Al Savastano |
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| Friedman, Billings, Ramsey & Co., Inc. |
James Abbott |
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| Janney Montgomery Scott, L.L.C. |
Rick Weiss |
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| Keefe, Bruyette & Woods, Inc. |
Bob Hughes |
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| Lehman Brothers |
Bruce Harting |
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| Merrill Lynch |
Heather Wolf |
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| Morgan Stanley |
Ken Zerbe |
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| RBC |
Gerard Cassidy |
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| Sandler O'Neill & Partners |
Joseph Fenech |
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| Standard & Poor's |
Kevin Cole |
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| Sterne Agee |
Matt Kelley |
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| Stifel Nicolaus |
Collyn Gilbert |
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| UBS |
Matt O'Connor |
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Please note that any opinions, estimates, forecasts, or predications regarding Sovereign Bancorp's performance or recommendations regarding Sovereign's securities made by these analysts are theirs alone and do not represent opinions, forecasts, predictions or recommendations of Sovereign Bancorp or its management. Sovereign Bancorp does not by its reference to any analyst opinion, estimates, forecasts, recommendations, or distribution imply its endorsement of or concurrence with such information, conclusions or recommendations. |
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Equal Housing Lender - Member FDIC
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